Marketplace Plans · South Texas · Se Habla Español
Shopping the Marketplace?
Let’s find your plan.
ACA Marketplace plans for South Texas families, self-employed workers, and anyone without employer coverage. We shop every plan and find what fits your budget, for the same price as enrolling on HealthCare.gov yourself.
Open Enrollment for 2027 health plans is open now. Plans change every year. If your premium went up or your plan changed, call us and we will check your options.
Two things to understand before you pick a plan
Every Marketplace plan comes in a metal level, and every plan has the same five costs. Once you know these, the choice gets a lot simpler. We walk through them with you.
You pay more when you actually use care. Fits people who are healthy and want protection for the big stuff.
If your income qualifies, Silver is the only level that unlocks extra savings on deductibles and copays.
Extra savings live hereYou pay more each month and much less at the doctor, pharmacy or hospital. Fits people who use care often.
| Premium | What you pay every month to keep the plan. The tax credit lowers this one. |
|---|---|
| Deductible | What you pay for care before the plan starts sharing the cost. Many plans cover doctor visits and generics before you reach it. |
| Copay | A set amount for a visit or a prescription, like $30 for a doctor visit. |
| Coinsurance | Your share after the deductible, as a percent. 20% coinsurance means the plan pays 80%. |
| Out-of-pocket maximum | The most you can pay in a year for covered care. After this, the plan pays 100%. |
Your doctor, your prescriptions, your hospital
The cheapest plan is not a deal if your doctor is not in it. Before you sign anything we look these up for you in the plan you are considering.
Get covered in 4 steps
Who needs coverage, your ZIP code and an estimate of this year's income. That is all we need to start.
About 5 minutesEvery carrier and every metal level in your county, with your tax credit applied, your doctors and your prescriptions checked.
We submit the application with you, in English or Spanish, and you keep a copy of everything.
Your coverage starts once the carrier receives the first payment. We show you how and confirm your card is on the way.
Then you are coveredPlans we compare for you:
Find out what you qualify for.
Fill in 3 fields. McAllen Insurance Group calls or texts you within an hour with real plan options and real prices. No pressure. No obligation. Ever.
By submitting you agree we may call or text you about your request. Your info stays private. No spam.
Can’t wait? (956) 687-3334
Mr. Alejos was very professional and made sure he understood my situation before recommending anything. He found a great product based exactly on what I needed.
The office is modern, clean, and very welcoming, which made my visit comfortable. They’re genuinely focused on finding the best plan for your family — not just selling you something.
New job, new income, new address, new baby: report it to us and we update your Marketplace account so your tax credit stays right. Card, claim and payment questions too.
Questions South Texas families ask us.
Three ways, same licensed agents
Pick whichever is easiest. Have your ZIP code, who needs coverage and a rough idea of this year's income.
A licensed agent in our McAllen office compares the plans in your county with you, in English or Spanish. Monday to Friday, 9 to 6.
Call (956) 687-3334Walk in504 N 10th St, Suite B7. Sit down with the same people every time. No appointment needed.
Get directionsThree fields. A real person calls or texts you back with real plan options and prices, usually within the hour.
See my plan options